15 November 2026

Daily prayer in the Kingdom Season 2026:
15, Sunday 15 November 2026,
the Second Sunday before Advent

‘Loadsamoney’ was a catchphrase of comedian Harry Enfield … but is a load of money worth stashing away? (Photograph: Patrick Comerford)

Patrick Comerford

We are in the Kingdom Season, the time between All Saints-tide and Advent, and today is the Second Sunday before Advent. I hope to sing with the choir at the Parish Eucharist in Saint Mary and Saint Giles Church, Stony Stratford, this morning, and later in the day I hope to attend a craft fair in Wolverton.

Before today begins, however, I am taking some quiet time early this morning to give thanks, and for reflection, prayer and reading in these ways:

1, today’s Gospel reading;

2, a short reflection;

3, a prayer from the USPG prayer diary;

4, the Collects and Post-Communion prayer of the day.

Talents and drachmai … old coins outside an antique shop in Rethymnon in Crete (Photograph: Patrick Comerford)

Matthew 25: 14-30 (NRSVA):

[Jesus said:] 14 ‘For it is as if a man, going on a journey, summoned his slaves and entrusted his property to them; 15 to one he gave five talents,[a] to another two, to another one, to each according to his ability. Then he went away. 16 The one who had received the five talents went off at once and traded with them, and made five more talents. 17 In the same way, the one who had the two talents made two more talents. 18 But the one who had received the one talent went off and dug a hole in the ground and hid his master’s money. 19 After a long time the master of those slaves came and settled accounts with them. 20 Then the one who had received the five talents came forward, bringing five more talents, saying, “Master, you handed over to me five talents; see, I have made five more talents.” 21 His master said to him, “Well done, good and trustworthy slave; you have been trustworthy in a few things, I will put you in charge of many things; enter into the joy of your master.” 22 And the one with the two talents also came forward, saying, “Master, you handed over to me two talents; see, I have made two more talents.” 23 His master said to him, “Well done, good and trustworthy slave; you have been trustworthy in a few things, I will put you in charge of many things; enter into the joy of your master.” 24 Then the one who had received the one talent also came forward, saying, “Master, I knew that you were a harsh man, reaping where you did not sow, and gathering where you did not scatter seed; 25 so I was afraid, and I went and hid your talent in the ground. Here you have what is yours.” 26 But his master replied, “You wicked and lazy slave! You knew, did you, that I reap where I did not sow, and gather where I did not scatter? 27 Then you ought to have invested my money with the bankers, and on my return I would have received what was my own with interest. 28 So take the talent from him, and give it to the one with the ten talents. 29 For to all those who have, more will be given, and they will have an abundance; but from those who have nothing, even what they have will be taken away. 30 As for this worthless slave, throw him into the outer darkness, where there will be weeping and gnashing of teeth”.’

Is the parable less about talents and money and more about those who are exploited in the world by others and who are left destitute? (Photograph: Patrick Comerford)

Today’s Reflections:

The catchphrase ‘Loadsamoney’ and the character to go with it were part of the comedy sketches created by the English comedian Harry Enfield on Channel 4 in the 1980s.

‘Loadsamoney’ was an obnoxious Cockney plasterer who constantly boasted about how much money he had to throw away. The character took on a life of his own and adapted the song ‘Money, Money,’ from the musical Cabaret, for a hit single in 1988 and a sell-out live tour.

That year, the Labour leader, Neil Kinnock, used the catchphrase to criticise the policies of the Conservative government of the day and journalists began to refer to the ‘loadsamoney mentality’ and the ‘loadsamoney economy.’

On the other hand, we all know people who are reluctant to flash their cash and who would prefer to stash their cash. We have all heard of people who kept their savings in a mattress, thinking it was safer there than in the bank.

They may never have realised how right they might have been about the banks. But leaving your money under the mattress is not going to put it to work. And, these days, putting my money on deposit in the bank may cost me money rather than earning it. With low deposit rates and taxation at source, you may end up collecting less than you had when you first opened that savings account.

But piling up your money has its risks too. At a time of rapid inflation in war-time Greece and Germany, people who saved their money as banknotes found it quickly depreciated in value. I once had enough 5 million drachmai notes in a collection to make both my sons multi-millionaires. Sad to say, those notes date from the 1940s and the only value they have today is mere curiosity value.

Saving them in the bank, or piling them up under the mattress would have earned nothing for their original owners.

And yet, I am aware how many people are feeling the financial pinch created by the fiscal policies over many years by the past government. Yet the cost of living seems to continue to rise.

This morning’s parable is set in the realm of finance. Before leaving on a journey, a master entrusts his servants (that word deacon again) with his money, each according to his ability.

A talent (τάλαντον, tálanton) was a lot of money – enough to make any one of those slaves a millionaire, and enough to make them fret and worry about the enormity with which he had been entrusted.

One source says a talent was the equivalent of more than 15 years’ wages for a labourer. Another suggests a talent was worth the equivalent of 7,300 denarii. With one denarius equal to a day’s pay, a talent would work out at more than 26 years’ wages. So a talent was extremely valuable, and the slave who was given five talents was given 85 to 130 years’ wages, vastly more than he could ever imagine earning in lifetime.

Earlier in this Gospel, we have come across another parable of talents, when a servant who is forgiven a debt of 10,000 talents refuses to forgive another servant who owes him only 100 denarii (Matthew 18: 23-35).

Two servants invest the money they have been entrusted with and earn more, but the third simply buries it.

When the master returns, he praises the investors. He says they will be made responsible for many things, and will enter into the joy of their master.

But the third slave, admitting that he was afraid of his master’s wrath, simply returns the original sum. The master chastises him for his wickedness and laziness. He loses not only what he has been given but is also condemned to outer darkness.

What would have happened to the two investors who took risks with vast sums of money had they lost everything?

There was an old maxim that you ‘must speculate to accumulate.’ But every investor knows there are risks, and the greater the risk the higher are the interest rates that are promised.

What if they had overstepped their master’s expectations in the risks they had taken?

What if this bondholder had been burned because of the folly of two of his risk-takers, and only one had been a careful steward? After all, there is a rabbinical maxim that commends burying money to protect it (see the Babylonian Talmud, Bava Metzia 42a). A closely related, complementary maxim by Rabbi Yitzhak, found in the same place, expands this into an early rule of financial diversification: ‘A person should always divide his money into three: one-third in the ground [buried/saved], one-third in business, and one-third in his possession [liquid cash].’

If this parable is about the kingdom of heaven, if the master stands for God and the servants for different kinds of people, what lesson does it teach us?

Does God reward us for our works but behave like a stern judge when we keep faith without taking risks?

Will we be judged by our work?

Will our failure to use what God gives us result in punishment and our separation from God?

Of course, we cannot imagine that the two slaves who traded with their talents and produced a profit were engaged in reckless trading and speculation, still less in reckless gambling.

What was the third slave doing with his time after he buried his talent? Was he doing any other work on behalf of the master? Is he chided for his refusal to invest or speculate, or for his refusal to work, his laziness?

In this, did he show disdain for his master?

Is my relationship with God one of trust and gratitude? Or do I fear God to the point of thinking of God as the source of injustice?

What talents and gifts has God entrusted me with?

Are they mine? Or are they God’s?

Am I using or investing them to my fullest ability?

‘To one he gave five talents, to another two, to another one, to each according to his ability’ (Matthew 25: 15) … old Brooke-era coins sold in the Bazaar in Kuching (Photograph: Patrick Comerford)

Today’s Prayers (Sunday 15 November 2026):

The theme this week (15 to 21 November 2026) in Pray with the World Church, the prayer diary of the Anglican mission agency USPG (United Society Partners in the Gospel), is ‘Care and Compassion in Malawi’ (pp 56-57). This theme is introduced today with a programme update by Tamara Khisimisi, Projects Co-ordinator for the Anglican Church in Malawi:

Many Anglican Church mission hospitals are in rural, hard to reach areas and these facilities are often the first point of care, serving mothers of childbearing age, children, and vulnerable families.

Despite limited resources in these facilities, health workers continue to serve communities with dignity. They not only provide clinical care, but also offer comfort and counselling to the sick admitted to the hospitals. Despite the financial challenges faced by these mission hospitals, they also conduct community outreach, providing health education in underserved areas that transform lives and restore hope.

One encouraging story from St Anne’s Hospital is about a teen mother who arrived at the hospital in critical condition during childbirth. This teen mother had high blood pressure and signs of malaria. Through the committed staff at St Anne’s Hospital, both mother and child survived. She delivered through a C-section and was put on malaria treatment. Her parents were pleased with the care their child received. The mother said they felt comforted all the time by spiritual messages that really made a difference in their lives.

Unfortunately, Nkhotakota district, where St Anne’s Hospital is located, was not spared from recent flooding across much of Malawi. This has made it harder for the mission hospital to provide healthcare services, as damaged roads limit access to communities in need. The Anglican Church in Malawi, and USPG, gives thanks to the dedicated medical team and church leaders who continue to serve faithfully in the midst of these challenges.

The USPG Prayer Diary today (Sunday 15 November 2026, Second Sunday before Advent) invites us to pray as we read and meditate on Matthew 25: 14-30.

The Collect:

Heavenly Father,
whose blessed Son was revealed
to destroy the works of the devil
and to make us the children of God and heirs of eternal life:
grant that we, having this hope,
may purify ourselves even as he is pure;
that when he shall appear in power and great glory
we may be made like him in his eternal and glorious kingdom;
where he is alive and reigns with you,
in the unity of the Holy Spirit,
one God, now and for ever.

The Post Communion Prayer:

Gracious Lord,
in this holy sacrament
you give substance to our hope:
bring us at the last
to that fullness of life for which we long;
through Jesus Christ our Saviour.

Additional Collect:

Heavenly Lord,
you long for the world’s salvation:
stir us from apathy,
restrain us from excess
and revive in us new hope
that all creation will one day be healed
in Jesus Christ our Lord.

‘Throw him into the outer darkness’ (Matthew 25: 30) … at night on Souliou Street in Rethymnon in Crete (Photograph: Patrick Comerford)

Yesterday’s Reflections

Continued tomorrow

Scripture quotations are from the New Revised Standard Version Bible: Anglicised Edition copyright © 1989, 1995, National Council of the Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide. http://nrsvbibles.org

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